Insurance Information 2017-18


Phone: 831.459.2389
Fax: 831.459.4050

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Insurance Requirement

The University of California Regents mandate that all students be covered by a health insurance plan. All full- and part-time undergraduate and graduate students are automatically enrolled in and charged for the University of California Student Health Insurance Plan (UC SHIP) unless they choose to submit an online insurance waiver confirming they have acceptable health insurance coverage.

University of California Student Health Insurance Plan (UC SHIP)

What is UC SHIP?

UC SHIP is an affordable health insurance plan tailored to the health care needs of UCSC students. The medical plan features year-round, worldwide coverage using the Anthem Blue Cross network, and includes prepaid access to care at the UCSC Student Health Center for illness or injury. To directly access the UC SHIP website please see UC SHIP is a comprehensive insurance plan which has Medical, Vision, Dental, and Pharmacy.

UC SHIP fees 2017/18

Fall Quarter 7/3/17-9/1/17 9/23/17-1/4/18 $961.00
Winter Quarter 11/1/17-12/1/17 1/5/18-4/1/18 $961.00
Spring (including summer) Quarter 2/1/18-3/1/18 4/2/18-9/21/18 $961.00


Fall Quarter 7/1/17-9/1/17 9/23/17-1/4/18 $1,476.00
Winter Quarter 11/1/17-12/1/17 1/5/18-4/1/18 $1,476.00
Spring (including summer) Quarter 2/1/18-3/1/18 4/2/18-9/21/18 $1,476.00

Accepting or Waiving UC SHIP

To accept enrollment in UC SHIP no action is necessary; you will automatically be enrolled and billed for the fall quarter premium in August and coverage will begin 9/23/17.

To waive out of UC SHIP for 2017-18 you must complete an online waiver. Note: Once accepted, the waiver is in effect for the current quarter and the remainder of the academic year. A new waiver must be submitted at the beginning of each academic year.

If you have acceptable health insurance coverage and are sure that you want to waive UC SHIP, follow these instructions:

  1. Review and complete the Online Waiver Questions Worksheet before beginning the waiver process.
  2. SPECIAL ALERT!!  Beginning with the current winter waiver period, the online waiver process requires that you upload a document (i.e. front and back of your insurance card or your benefits booklet).  Please identify a file to upload before you begin your online waiver.
  3. Navigate to the UCSC Waiver Site and complete the online waiver. You must complete and submit the online waiver on the website once you open it. You cannot close it or go back and edit it. Please make sure you have all the correct information before you fill out the waiver.

Once you have submitted your online waiver you can email USI at with any questions.

If you are covered under someone else's insurance plan, you have privacy rights. See this website on how to Keep It Confidential ( to learn more about your privacy rights.


UC SHIP and Financial Aid

If you wish to discuss your options for covering the cost of UC SHIP premiums, you may contact the Financial Aid Office at 831-459-2963.

If you attempted to waive UC SHIP and were denied, and want to see if you qualify for financial aid, the Financial Aid Office will need to know that our office has reviewed and denied your request to waive UC SHIP.

The Student Health Center cannot advise you on the various ways to cover the cost of UC SHIP. Please discuss this question with Financial Aid and be sure to let them know that your request for a waiver has been denied.


CruzCare - Prepaid Access to the Student Health Center (available only for students who successfully waive UC SHIP)

If you choose to waive UC SHIP coverage, consider purchasing CruzCare, an inexpensive prepaid access  for busy students seeking on-campus health care.