UC SHIP Insurance Info

Phone: 831.459.2389
Fax: 831.459.4050
E-Mail: insure@ucsc.edu 

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Billing & Insurance: What's New?


What is UC SHIP?

The University of California Regents mandate that all students be covered by a health insurance plan. Because having an insurance plan is required, all full- and part-time undergraduate and graduate students are automatically enrolled in and charged for the University of California Student Health Insurance Plan (UC SHIP) unless they submit an online insurance waiver confirming they have acceptable health insurance coverage. See the official UC Insurance Requirement for more information (link).

UC SHIP is an affordable health insurance plan tailored to the health care needs of UCSC students. The medical plan features year-round, worldwide coverage using the Anthem Blue Cross network, and includes prepaid access to care at the UCSC Student Health Center for illness or injury. To directly access the UC SHIP website please see http://ucop.edu/ucship. UC SHIP is a comprehensive insurance plan which has Medical, Vision, Dental, and Pharmacy. You can watch some introductory videos about UC SHIP here:



Find the timeframe you want below. Click on the image and a larger version will open in a new tab.

Click for 2018-2019 UC Ship Rates & Dates   Click here for Summer 2019 UC SHIP Rates & Dates  Click here for 2019-2020 UC SHIP Rates & Dates
You can also see the Official UC SHIP 2019-2020 Brochure for detailed cost information.

UC SHIP and Financial Aid

If you wish to discuss your options for covering the cost of UC SHIP premiums, you may contact the Financial Aid Office at 831-459-2963.

If you attempted to waive UC SHIP and were denied, and want to see if you qualify for financial aid, the Financial Aid Office will need to know that our office has reviewed and denied your request to waive UC SHIP.

The Student Health Center cannot advise you on the various ways to cover the cost of UC SHIP. Please discuss this question with Financial Aid and be sure to let them know that your request for a waiver has been denied. 


Accepting or Waiving UC SHIP

  1. Review and complete the Online Waiver Questions Worksheet before beginning the waiver process.
  2. Read UCOP's New Tips on Waiving UC SHIP
  3. Watch AHP's video on how to complete the waiver.
  4. Navigate to the UCSC Waiver Site  (*This waiver site will only be live for set periods of time, see fees and dates table under "UC SHIP Costs above*) and complete the online waiver. You must complete and submit the online waiver on the website once you open it. You cannot close it or go back and edit it. Please make sure you have all the correct information before you fill out the waiver.

To accept enrollment in UC SHIP no action is necessary; you will automatically be enrolled and billed for the fall quarter premium in November.

To waive out of UC SHIP you must complete an online waiver. Note: Once accepted, the waiver is in effect for the current quarter and the remainder of the academic year. A new waiver must be submitted at the beginning of each academic year.

Once you have submitted your online waiver you can email AHP at ucship@ahpservice.com with any questions.



What if you want to use the Student Health Center, but you've waived UC SHIP? You can purchase CruzCare. CruzCare is inexpensive prepaid access to the Student Health Center, available only for students who successfully waive UC SHIP. For $110 per quarter, CruzCare provides *unlimited Student Health Center visits for care of acute illness or acute injury, including in-house Student Health Center Laboratory tests and X-rays. It's a convenient, inexpensive solution for busy students seeking on-campus health care. Learn more about CruzCare.


UC SHIP Forms, Information, & Helpful Links

Medical and Mental Health: Anthem

Vision and Dental: BlueVision and Delta

Pharmacy: Optum RX

Waiver: Academic Health Partners or AHP

UC SHIP/CruzCare Enrollment & Cancellation: You only need to complete these forms if the Billing & Insurance office asks you to.

General Information about UC SHIP and Health Insurance